Direct deposit and split pay
Support multiple net pay allocations, split direct deposit preferences, employee payment preferences, and prenotes without manual side workflows.
Payments & Money Movement
Handle direct deposit, tax remittances, vendor payouts, and ACH workflows in the same system that runs payroll.
Keep payment instructions, approvals, and reconciliation attached to the payroll data that created them.
Support multiple net pay allocations, split direct deposit preferences, employee payment preferences, and prenotes without manual side workflows.
Handle wages, tax remittances, garnishment processing, child support ACH, and vendor obligations through payroll-aware payout paths.
Handle NACHA file generation, manage payment approval workflows, and track settlement activity with clearer operational visibility.
Review transaction history, bank activity, and payment-side changes without leaving the core platform.
Payment operations
Worklio keeps employee pay, tax remittances, vendor payments, and reconciliation connected so payment execution does not drift away from payroll reality.
Support multiple net pay allocation accounts, flexible payment types, and direct deposit preferences without rebuilding your payroll process around bank files.
Keep payment setup close to onboarding and employee self-service so payroll teams spend less time chasing updates.
Run tax remittances, vendor payments, vendor checks, and payroll-adjacent obligations from the same system of record that created the liability.
Reduce side spreadsheets and disconnected handoffs when handling garnishment processing, child support ACH, and other specialty payment flows.
Generate NACHA files with configurable approval workflows so teams can review, release, and track transactions with a clearer operating rhythm.
Keep transaction files, settlement activity, and division-level detail visible when payroll volume or client complexity increases.
Use daily and monthly bank reconciliation, cash receipt management, and export-ready transaction history to clean up exceptions faster.
Give operators the audit trail they need to understand what changed, what moved, and what still needs attention.
Risk controls
The hard part of payroll money movement is not just generating files. It is handling exceptions, approvals, and visibility when timing matters.
Track prenotification and settlement status so new accounts do not become avoidable payroll-day problems.
Apply ACH review, positive pay controls, and approval controls before transactions leave the platform and hit the bank.
Filter and review transaction activity with clearer client and division context when payroll structures get more complex.
Keep a usable record of payment changes, transaction files, and reconciliation follow-up when exceptions surface.
Route. Approve. Reconcile.
Move from payroll completion to payment release and cash reconciliation without stitching together separate tools.
Generate employee, tax, garnishment, and vendor payments from payroll source data.
Direct deposit and split direct deposit allocations
Checks, vendor checks, and flexible payment types
Tax and specialty payment routing
Apply ACH review and release controls before files go out to bank or reach settlement.
NACHA file generation and payroll ACH processing
Configurable approval workflows
Transaction status and settlement visibility
Match bank activity to payroll, review exceptions, and keep clean audit history for every payroll run.
Daily and monthly bank reconciliation
Cash receipt management
Exportable transaction and audit history
See how Worklio can connect direct deposit, ACH operations, and reconciliation to your payroll operating model.