Direct Deposit, ACH & Money Movement
Pay employees and contractors via direct deposit, generate NACHA files, and process tax payments in one automated ACH flow.
Embedded Payroll
Embedded payroll software that runs a fully compliant, multi-state U.S. payroll experience inside your product. Go live in weeks, not months.
From first customer to enterprise scale: payroll processing, tax filing, direct deposit, ACH payments, and multi-entity management in one platform.
Pay employees and contractors via direct deposit, generate NACHA files, and process tax payments in one automated ACH flow.
Calculate, file, and pay federal, state, and local taxes automatically. Generate W-2s, 1099s, and ACA forms without manual work.
Run compliant multi-state payroll across all 50 states and Puerto Rico with reciprocity agreements handled automatically.
Support multiple businesses, EINs, and payrolls from a single platform.
Build. Scale. Extend.
Add payroll software to your product, increase revenue per customer, and expand your offering without building from scratch.
Generate new revenue by offering payroll services directly within your platform.
Become an all-in-one solution and keep customers engaged in your ecosystem.
Go live in weeks without years of development and compliance overhead.
Integration
Choose the integration approach that fits your SaaS platform, timeline, and level of control.
Deliver payroll under your brand with an experience that feels native to your product.
Use ready-to-deploy components to accelerate development while maintaining flexibility.
Integrate payroll processing directly into your platform with a REST API, webhooks, and embedded workflows.
Customize workflows, UI, and data interactions to match your product and user needs.
Advanced Payroll Features
Autopay scheduling, custom pay codes, gross-up calculations, garnishments, earned wage access, and payroll reporting from day one.
Offer a fully branded mobile app that gives users access to payroll, pay stubs, direct deposit settings, HR, and benefits anytime.
Go live quickly with a clear integration process, well-documented payroll API, and pre-built UI components.
Customize pay codes, job costing segments, garnishment rules, union benefit packages, certified payroll workflows, and payroll reporting to match your business needs.
Support startups, mid-market, and enterprise customers with a platform designed for scale.
Configure prevailing wage rates, fringe benefit calculations, union dues, and apprenticeship pay rates per project and classification.
Generate WH-347 certified payroll reports with job costing segments, certified class codes, and workers' comp assignments.
Access reliable, dedicated support from Worklio,
available from 8 AM to 8 PM ET.
Get fast, accurate guidance that helps you manage payroll operations, stay compliant, and keep everything running smoothly so you can focus on growing your product and delivering value to your users.
We are in it for the long run: reliable operations, compliant growth, and long-term value for partners.
$30+ Billion
in payroll and taxes paid
20+ Million
ACH transactions
4+ Million
W-2s / 1099s processed
1.5+ Million
employees paid
Explore how Worklio's embedded payroll platform can fit your product strategy and implementation plan.