Time & Attendance
Captures time, tracks accruals, sends hours and labor allocation to payroll.
- Computer
- Mobile
- Clock
- Biometric
Embedded Payroll
Embedded payroll software that runs a fully compliant, multi-state U.S. payroll experience inside your product. Go live in weeks, not months.
How it works
Time, HR, and self-service data flow into one payroll engine that calculates gross pay, employer and employee taxes, deductions, and net pay.
Captures time, tracks accruals, sends hours and labor allocation to payroll.
Payroll, benefits, and HR data managed in one place.
Employees manage their data, time, paystubs, W-2s, and more.
Calculates gross pay, taxes, deductions, and net pay.
Earnings
Salary$5,600.00
Overtime$420.00
PTO$240.00
Taxes & deductions
Federal−$980.00
Social Security−$388.00
Medicare−$91.00
One platform
From first customer to enterprise scale: payroll processing, tax filing, direct deposit, ACH payments, and multi-entity management in one platform.
Pay employees and contractors via direct deposit, generate NACHA files, and process tax payments in one automated ACH flow.
Calculate, file, and pay federal, state, and local taxes automatically. Generate W-2s, 1099s, and ACA forms without manual work.
Run compliant multi-state payroll across all 50 states and Puerto Rico with reciprocity agreements handled automatically.
Support multiple businesses, EINs, and payrolls from a single platform, with clean separation between entities.
Multi-entity payroll
Worklio supports multi-entity payroll orchestration, so you can process multiple FEINs in the same payroll run and still report across years, divisions, departments, and more.
Process multiple FEINs in the same payroll run
Maintain entity-level controls and approvals
Support complex organizational structures
Organize payroll by legal entity, division, department, or location
Handle shared operations with a clean structure
Designed for providers and multi-entity employers
Analyze data across multiple years
Roll up or drill down by FEIN, division, or department
Get the reports you need without manual work
Advanced payroll features
Autopay scheduling, custom pay codes, gross-up calculations, garnishments, earned wage access, and payroll reporting from day one.
Configure prevailing wage rates, fringe benefit calculations, union dues, and apprenticeship pay rates per project and classification.
Generate WH-347 certified payroll reports with job costing segments, certified class codes, and workers' comp assignments.
Offer a fully branded mobile app that gives users access to payroll, pay stubs, direct deposit settings, HR, and benefits anytime.
Customize pay codes, job costing segments, garnishment rules, union benefit packages, certified payroll workflows, and payroll reporting to match your business needs.
Integration
Choose the integration approach that fits your SaaS platform, timeline, and level of control.
Deliver payroll under your brand with an experience that feels native to your product.
Use ready-to-deploy components to accelerate development while maintaining flexibility.
Integrate payroll processing directly with a REST API, webhooks, and embedded workflows.
Customize workflows, UI, and data interactions to match your product and user needs.
200 OK · Biweekly-Hourly · runId 48213 · payDay 2026-03-20
Revenue
Add payroll software to your product, increase revenue per customer, and expand your offering without building from scratch.
Generate new revenue by offering payroll services directly within your platform.
Become an all-in-one solution and keep customers engaged in your ecosystem.
Go live in weeks without years of development and compliance overhead.
Why Worklio
We are in it for the long run: reliable operations, compliant growth, and long-term value for partners.
Billion
in payroll and taxes paid
Million
ACH transactions
Million
W-2s / 1099s processed
Million
employees paid
Dedicated support, 8 AM–8 PM ET
Fast, accurate guidance from payroll operations experts, so your team can stay compliant and focus on the product.
The questions platform teams ask before adding payroll to their product.
Most platforms go live in weeks: sandbox and scoping in week one, integration and testing in the following weeks, first live payroll from week four.
All 50 states and Puerto Rico, with multi-state reciprocity agreements handled automatically.
Yes. The experience is white-labeled end to end: web, branded mobile app, and employee self-service all carry your brand.
Yes, natively: prevailing wage rates, fringe benefit calculations, union dues, apprenticeship rates, and WH-347 certified payroll reports.
Three ways, by level of control: a fully white-labeled experience, pre-built UI components, or direct integration on the REST API with webhooks.
Explore how Worklio's embedded payroll platform can fit your product strategy and implementation plan.