Embedded Insurance
Worklio Insurance places and manages health, life, and property & casualty coverage for your clients under one roof: one licensed partner behind your platform instead of three vendors for them to chase.
Health & Employee Benefits
Medical, dental, vision, HSA and FSA, COBRA
Life & Income Protection
Term, whole, and voluntary life plus disability
Property & Casualty
Property, liability, workers' comp, malpractice, bonds
One agency. One point of contact.Proposal, enrollment, service, and renewal owned by the same licensed team.
What we place
Every line benchmarked against the market at renewal, placed and serviced for your clients by one licensed team.
Medical, dental, vision, and ancillary benefits benchmarked against the market every renewal.
Includes
Term, whole, and voluntary life layered with disability coverage so income keeps flowing.
Includes
Commercial and personal lines that protect the physical side of the business.
Includes
Backed by carriers you already trust
Your clients' coverage is shopped across national and regional carriers at every renewal.
+ 70 more specialty and regional carriers through our appointment network
How it works
One accountable team walks your clients from the first call to coverage in force.
We start with your current policies, dec pages, and what changed: new locations, new hires, new equipment.
We recap what is in place, flag gaps, and pull in appraisals, claims history, or census data as needed.
We go to market, compare quotes across our carrier panel, and bring back 2 to 3 options from broadest to most cost-efficient.
We walk through the options together, answer questions, and handle the paperwork to get coverage bound and in force.
Why Worklio
Appointed to write health, life, and property & casualty business, not a single-line shop that refers the rest out.
The same advisors who bind a policy stay on for claims, mid-year changes, and next year's renewal.
Built on the platform that already runs payroll and benefits for your clients, so coverage fits how they operate.
The bigger picture
Worklio Insurance runs on the same platform that already handles payroll, tax, benefits, and HR for your clients. One more piece built to fit, not a bolt-on.
Multi-frequency payroll runs and automated tax filings in every jurisdiction.
Direct deposit, ACH and reconciliation, and on-demand earned wage access.
Enrollment, plans, 401(k), HSA, FSA, and ACA compliance. What Worklio Insurance quotes against.
Onboarding, I-9 and E-Verify, documents, and employee self-service.
Timesheets, punch clock, scheduling, and overtime rules.
20+ built-in reports, audit trails, and regulatory reporting.
One login, one team, one system of record. Your insurance program lives next to payroll, benefits, and HR.
The questions operators ask before moving their coverage.
Yes. Worklio Insurance Services LLC is a licensed insurance agency, and coverage is available in all 50 states through our licensed producer. State license numbers are listed on our licenses page.
Health and employee benefits, life and income protection, and property & casualty, under one agency.
Your client's current policies, dec pages, and what changed. We pull in appraisals, claims history, or census data as needed.
Beyond our 16+ core carriers, we reach 70+ specialty and regional markets through our appointment network.
Tell us about your clients and where the gaps are. We will bring back options across health, life, and P&C.
Worklio Insurance Services LLC. Licensed insurance agency; state license numbers.
